But how to explain these increases? Rayan, OPAL expert in international health insurance, presents us the 3 factors behind this increase.
According to the latest study published in 2018 by the Swiss Federal Office of Health, 85% of the population is in “good health” (see graph below). The quotation marks are in order, because what does “being healthy” mean? We met with Docteur Helder Borges, a general internist who tells us…
Protect yourself from the sun with cleaner options! For a few years, the “clean beauty” movement has been exploding. On the menu: cleaner compositions, less endocrine disruptors, ingredients that respect our skin and our planet, all in containers that are recycled-recyclable if possible. Sunscreens are no exception to this trend,…
This mini-serie features a cosmopolitan family. Each country, of course, has its own health system. Here, in episode two, we talk to Nicolas, a serial entrepreneur who lives and works in the United States.
On May 19th, the 12th edition of the Brokers’ Forum took place at the Swiss Tech Convention Center of the EPFL in Ecublens. Nearly 300 people, all from the insurance industry, attended the plenary sessions, conferences and workshops. A great way to network too. Opal’s team had a stand and…
In a few years, Dubai has become a truly dynamic city with more than 90% of expatriates, as Kenza. Here is her story.
to stop there. Thanks to a Mastercard set up by Opal’s claims manager, PassportCard, it is now possible to eliminate the step of advancing medical expenses and waiting for reimbursement. With this debit card, the amount needed for the treatment is put directly on the card.
In this last quarter of 2021, we set out to meet a father and his two sons, between Geneva, London and New York. Three extraordinary personalities, three captivating life paths in the four corners of the globe. All of them have in common a tremendous appetite for a rich life,…
Sharlen, a coach with a focus on boxing and an entrepreneur, talks about the benefits of this demanding discipline, on a physical, mental and psychological level, with often surprising and unexpected results on the personalities of her coachees. A fascinating interview with an inspiring, ultra-dynamic woman for whom boxing is…
We can finally see the famous “light at the end of the tunnel” that we’ve been told is coming. So it’s time, time to take a step back and take stock of what we have to remember from all this, on the positive and negative impacts of these long months.…
Teleworking, “slow” social life, limitation of leisure activities, distance learning, partial unemployment, with a backdrop of anxiety and uncertainty: how do we react psychologically to all this? This article is an overview of the mental and psychic health of the Swiss population and the point of view of OPAL experts.
Laura has been living in London with her family for 10 years now. 10 years of expatriation, discovery and familiarization with a new culture. And in any expatriation story, the discourse is always dual. On the one hand, a great opportunity to get out of one’s comfort zone, in many…
2020 Summer will undoubtedly be remembered. Where – naively – we thought we’d have finished with Covid, here it is : sneakily coming back, upsetting the plans of holidaymakers, even those who had bet on a late departure… The result: frustration and disappointment for many, with the impression that they…
For several weeks now, the world seems “off”, suspended for the duration of this totally unprecedented health crisis. In this context, we wanted to have the opinion of a professional, general practitioner, pediatrician and specialist in tropical medicine.
Opal Insurance covers you on all medical expenses related to Covid-19, whatever your place of residence. In case of an emergency situation requiring repatriation to your country of origin, Opal Insurance covers all related expenses.
Emigration and expatriation in today’s globalized world are two societal trends. More than a trend, we can even speak of a real phenomenon : according to the annual Expat Insider study, the number of expatriates in the world is estimated at around 56-57 million, of which 56% are women and…
Switzerland is an exceptional playground for winter sports, but many residents do not hesitate to cross borders to discover new areas. According to a recent survey conducted by the Belgian website European Best Destination among 110,000 holidaymakers, Alpe d’Huez was named the best ski area in Europe, followed by Brixental…
When you arrive in a country where – from language to currency – the differences are significant, which insurance system to choose in order to be guaranteed to have coverage at least equal to that of the country of origin? Combined with a random length of stay, a sometimes complicated…
Today’s world is made up of exchanges, networks and links, with an international dimension that has never before been achieved. Everything is now linked in one way or another to another: globalization of the economy, trade, transport, communications, commodities, trends… In this context, people themselves are becoming globalized, through their…
From the Erasmus programmes perceived a few years ago as an originality in the school career, we are now confronted with an increasingly pronounced student mobility. Which insurance should I choose as a student, or for my children in school? How can we be sure to make the right choice,…
Only 46% of expat prepare their health insurance ! It’s not that much when we know how much it is essential. Why ? Quite simply because prices …
Ah Austria and his snowy mountains and hills, happiness! Expatriation on those conditions is a dream. Yes, but last week-end, your first born fell…
Your expatriation is close and you’re pregnant ? You made the choice to give birth in your host country ? Don’t panic, everything is gonna (going to) be alright if …
