OPAL is an international health insurance product created in partnership with one of the world’s insurance leaders with more than 55 million clients through 120 countries and jurisdictions (200 years of experience / more than 700 000 medical providers / more than 240 000 beneficiaries).
All around the world, OPAL and its network provide assistance to individual persons and their families as well as companies, whatever their health issues.
I left Madrid a few years ago for a job opportunity in Panama. I am anxious by nature and it has always been important to me to be insured at best and more importantly not to have to ask myself questions about what is or isn’t covered under my health insurance. With Opal, I know everything is covered (optical, dental care, doctors, etc) and that’s without a deductible. Such a comprehensive and simple contract is what convinced me.
I am very pleased with Opal. I appreciate the very user-friendly app: with a simple picture as proof of payment, you are quickly reimbursed at a suitable price for your family. Therefore I would have no hesitations in recommending the Opal insurance.
When my third child was born, we had to change our health insurance. I was worried at first but I’m very happy now. The online platform to send bills is very easy to use and refunds are very quick. Until now, Opal has taken care of all the health care expenses we submitted (pediatricians, general practitioners, physiotherapists and even speech therapist).
When we arrived in Italy, my husband’s status forced us to take a local insurance. It was very expensive and not very efficient so we quickly regretted our choice and then opted for Opal. With a wide range of health care to choose from and quick support, it is the ideal solution for families and you can be sure you’re going to get good treatment no matter what happens.
I lived in a complicated family situation with heavy and expensive health care. Without an effective insurance, we would certainly have had to go back to France. With Opal, we had the guarantee of having access to specialists and get an optimal coverage even in the worst-case scenario.
Laura has been living in London with her family for 10 years now. 10 years of expatriation, discovery and familiarization with a new culture. And in any expatriation story, the discourse is always dual. On the one hand, a great opportunity to get out of one’s comfort zone, in many ways. On the other hand,…
2020 Summer will undoubtedly be remembered. Where – naively – we thought we’d have finished with Covid, here it is : sneakily coming back, upsetting the plans of holidaymakers, even those who had bet on a late departure… The result: frustration and disappointment for many, with the impression that they haven’t been able to really “enjoy” this traditional annual break.
What about the rebound effect? For Fanny Eyraud, the scenario is likely to be the following: once the epidemic is over, travel will resume – both privately and professionally – in greater numbers and from farther away. Hence the importance of preparing today the insurance products adapted to tomorrow’s world!
For several weeks now, the world seems “off”, suspended for the duration of this totally unprecedented health crisis. In this context, we wanted to have the opinion of a professional, general practitioner, pediatrician and specialist in tropical medicine.
Opal Insurance covers you on all medical expenses related to Covid-19, whatever your place of residence.
In case of an emergency situation requiring repatriation to your country of origin, Opal Insurance covers all related expenses.
Emigration and expatriation in today’s globalized world are two societal trends. More than a trend, we can even speak of a real phenomenon : according to the annual Expat Insider study, the number of expatriates in the world is estimated at around 56-57 million, of which 56% are women and 44% men. Emigration is also a trend in Switzerland, with figures rising every year and a Swiss diaspora reaching 760,200 people in 2018.
